Mortgage Brokers · Sydney
Freedom built on
smart finance.
We help Australians buy their first home, refinance for a better rate, and build wealth through property. Clear advice from real brokers, at no upfront cost to you.
What we help with
The right loan for every goal
Home Loans
Find the right home loan
Whether you're buying your first home, upgrading, or downsizing, we search our lender panel to find a loan that fits your goals, timeline, and budget.
- Tailored to your situation
We take the time to understand your goals before we recommend a single lender. No cookie-cutter solutions.
- Access to a wide range of lenders
Major banks, specialist lenders, and non-bank options. We compare across our full panel to find the right fit.
- We handle the paperwork
From application to approval, we manage every step and keep you updated throughout the process.
- Support beyond settlement
We check in on your rate over time and help you plan your next move when you're ready.
Refinancing
Stop paying more than you need to
If you haven't reviewed your rate in the last two years, there's a good chance you're overpaying. A refinance review takes 30 minutes and could save you thousands each year.
- Know where you stand
We review your current loan against what's available in the market so you can see exactly what you might be missing.
- A broad panel of lenders
We compare options across our full panel, including lenders you may not have considered before.
- We manage the switch
Refinancing can feel overwhelming. We handle the process from start to finish so you don't have to.
- Ongoing rate reviews
We keep an eye on your rate over time and let you know when it makes sense to review again.
Investment Loans
Build your portfolio the right way
Getting your loan structure right from the start can make a significant difference to your investment strategy. We work through the numbers with you before you commit.
- Structure matters
The right loan structure can affect your tax position, cash flow, and ability to grow your portfolio. We help you get it right from day one.
- Finance that works harder
We compare interest-only, principal and interest, offset, and line of credit options to find what suits your strategy.
- Clarity at every step
We explain the details in plain English so you can make confident, informed decisions at every stage.
- Here for the long game
Good investment decisions today set you up for tomorrow. We're with you as your portfolio grows.
Asset Finance
Finance for vehicles, equipment, and more
Cars, trucks, equipment, and business assets. We find competitive rates with fast approvals so you can get what you need without the runaround.
- Vehicles and equipment
From personal cars to commercial fleets and business equipment, we find the right finance product for the asset.
- Competitive rates
We work with lenders that specialise in asset finance to source competitive rates and flexible terms.
- Fast turnaround
Asset finance moves quickly. We work efficiently to get approvals through so you're not left waiting.
- Business and personal
Whether it's for your business or personal use, we find the structure that makes the most financial sense.
Home Loans
Whether you're buying your first home, upgrading, or downsizing, we search our lender panel to find a loan that fits your goals, timeline, and budget.
Learn more →Refinancing
If you haven't reviewed your rate in the last two years, there's a good chance you're overpaying. A refinance review takes 30 minutes and could save you thousands each year.
Learn more →Investment Loans
Getting your loan structure right from the start can make a significant difference to your investment strategy. We work through the numbers with you before you commit.
Learn more →Asset Finance
Cars, trucks, equipment, and business assets. We find competitive rates with fast approvals so you can get what you need without the runaround.
Learn more →How it works
Simple from the very first call
We have a chat
Tell us about your situation. We ask the right questions to understand your goals, budget, and timeline, with no obligation.
We research your options
We search our lender panel and compare options that suit your needs. We explain the differences clearly so you can make a confident decision.
We get it across the line
We manage the paperwork, liaise with the lender, and keep you updated every step of the way to settlement.
Who we are
Real brokers.
Real advice.
We're Jess and Matt, qualified mortgage brokers based in Sydney. We work with Australians at every stage of their property story, from buying a first home to refinancing and building a portfolio.
We believe the best financial decisions come from understanding your options clearly, not from being rushed into them. There's no call centre, no handoff, and no disappearing act after settlement. You deal with us directly from your first call to your final signature.
Meet the teamWhat our clients say
Straight from Google
"Honestly, Matt made everything so easy and I even learned a lot! Any nerves I had about the process completely gone with Swish. Highly recommend."
"Had a great experience with Swish. Jess explained things so clearly which made the whole process easy to understand. Highly recommend."
"If you're thinking about a home loan, it's well worth reaching out to Jess and the Swish team. They combine strong expertise with a professional approach, and with access to a broad range of lenders, they can match you with a loan that genuinely fits your situation."
Why Swish
What makes us different
We work for you
Our job is to find the right loan for your situation. We're paid by lenders, but our advice is always based on what works best for you.
A broad panel of lenders
We work with major banks, specialist lenders, and non-bank options. More choice means a better chance of finding the right fit.
With you from start to finish
We don't disappear after settlement. We check in over time, review your rate, and help you plan your next move when you're ready.
Ready to take the next step?
Book a no-obligation chat with Matt or Jess. We'll map out your options in plain English and answer any questions you have.