Asset Finance · Sydney
Finance for vehicles, equipment, and more.
Cars, trucks, equipment, and business assets. We find competitive rates with fast approvals so you can get what you need without the runaround.
General information only. Not personal financial advice.
Who it's for
Is this right for you?
Personal vehicles
Buying a car? We find competitive rates across personal finance lenders so you're not stuck negotiating with a dealer or settling for whatever your bank offers.
Business vehicles and equipment
Whether it's a work ute, a fleet, or equipment for your trade, we find finance that suits the asset and your cash flow requirements.
Commercial assets
Trucks, trailers, plant, and machinery. We work with lenders that specialise in commercial assets and understand the needs of your industry.
How we help
What you get with Swish
From personal cars to commercial fleets, business equipment, and machinery. We cover the full range of asset types for individuals and businesses.
We work with lenders that specialise in asset finance, which often means better rates and more flexible terms than you'd get going direct to your bank.
Asset finance moves quickly. We work efficiently to get approvals through so you're not left waiting on a deal that has a timeline.
Whether it's for your business or personal use, we find the structure that makes the most financial sense for your situation.
There are several ways to structure asset finance. We explain the options and help you choose the right one based on how you'll use the asset and how you want to account for it.
If you're shopping for a vehicle or asset, a pre-approval gives you negotiating power. We can help you get one before you commit.
Ready to get started?
Book a no-obligation chat with Matt or Jess. Clear advice, no pressure, at no upfront cost to you.
General information only. Not personal financial advice.
How it works
Simple from the very first call
We have a chat
Tell us about your situation. We ask the right questions to understand your goals, budget, and timeline, with no obligation.
We research your options
We search our lender panel and compare options that suit your needs. We explain the differences clearly so you can make a confident decision.
We get it across the line
We manage the paperwork, liaise with the lender, and keep you updated every step of the way to settlement.
Common questions
Straight answers
What assets can be financed?
Most tangible assets can be financed, including cars, utes, trucks, caravans, boats, forklifts, medical equipment, solar systems, and more. If you're not sure whether your asset qualifies, just ask.
What's the difference between a chattel mortgage and a finance lease?
With a chattel mortgage, you own the asset from day one and the loan is secured against it. With a finance lease, the lender owns the asset and you make payments to use it. Each has different tax treatment, and we'll help you choose based on your situation.
How quickly can I get approved?
Asset finance can move very quickly. Some approvals come through in 24–48 hours depending on the lender and the asset. We'll give you a realistic timeline once we've assessed your application.
Can I finance a used vehicle?
Yes. Most lenders finance used vehicles up to a certain age, typically 10–12 years at the end of the loan term. We'll identify which lenders will work with your specific vehicle.
Ready to take the next step?
Book a no-obligation chat with Matt or Jess. No pressure, no jargon, just clear advice tailored to your situation.